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Home Equity in Retirement Planning

Retirement planning has traditionally excluded housing wealth, however, for many of our clients this can represent 50% or more of their net worth. And with higher inflation rates and volatile investment markets, more advisors are now taking a fresh look at reverse mortgages.

With income-tax free proceeds, and no required monthly payment, the reverse mortgage can be an effective option to incorporate housing wealth into an income bucket or other retirement planning strategy.

In this presentation, Steve Resch, a practicing financial advisor, will do a brief overview of how the program works, and then share case studies of using it to manage household cash flow by eliminating an existing mortgage payment, supplementing an asset distribution strategy, or providing gap-funding to delay social security or other pension distributions. We will also look at how a reverse mortgage can be a safety net for long-term care risks, to pay the taxes on Roth Conversions, and provide capital for gifting or other legacy objectives.

This class is eligible for 1 CFP CE credit.

Apr 20, 2023 02:00 PM in Eastern Time (US and Canada)